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Crypto payment

Pay with crypto

No credit card, no bank account. Fiko accepts BTC, USDT, and other cryptocurrencies through NOWPayments — you complete the payment from your own wallet or exchange.

What you can pay for with crypto

  • Upgrading from trial to a paid plan
  • Resubscribing after a subscription has lapsed
  • Adding seats to an existing subscription
  • Token top-ups for AI usage

How the payment flow works

1

Choose "Crypto" as your payment method

From Billing, whenever you upgrade, resubscribe, add seats, or top up tokens, pick Crypto instead of Card.

2

You're redirected to complete payment

Fiko creates a payment invoice via NOWPayments and redirects you to a hosted checkout page where you choose your coin and send the payment from your wallet or exchange.

3

Fiko tracks your payment status live

After sending payment, you land on a status page in Fiko that updates automatically as your transaction is confirmed on the blockchain — no need to refresh manually.

4

Your plan or balance updates once confirmed

As soon as the payment status reaches Finished, Fiko applies it automatically — new seats, a reactivated subscription, or added tokens.

Payment statuses explained

Waiting

Invoice created. Fiko is waiting for you to send the payment from your wallet or exchange.

Confirming / Sending / Partially paid

Your transaction was detected and is being confirmed on the blockchain. No action needed — this can take a few minutes depending on the network.

Finished

Payment confirmed. Your plan, seats, or token balance is updated automatically.

Failed / Expired

The payment didn't complete in time or was rejected. Nothing is charged — start a new payment from the Billing page to try again.

Blockchain confirmations take time

Depending on the coin and network congestion, confirmation can take from a few minutes up to an hour. Your invoice stays valid while it's in Waiting or Confirming status — you don't need to start over unless it expires.

Crypto Payment — Billing Documentation — Fiko AI